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General Components of Injury Claim Compensation There are expenses that can be printed on a receipt and added up, but there are some costs which aren't necessarily quantifiable. These unquantifiable damages are covered by general compensatory damages. Special damages are the hard costs that can be calculated in precise figures, such as medical bills and lost wages. Your injury claim compensation is dependent on these damages. Medical expenses Medical bills are a frequent element of personal injury settlements, especially for those suffering from severe or permanent injuries. For example, a spinal cord injury victim may require multiple surgeries to treat other complications, such as pressure sores, bowel or bladder problems spasticity (muscle and tendon jerks) and bone density issues. The rules for valuing medical expenses in an injury case differ from state to state. In general, insurance companies will require proof that medical expenses were incurred as a result of the accident. This could include medical bills, invoices and proof of the treatments that were considered to be required. In some instances, an expert's testimony is needed to explain the need for specific treatments and prove that the costs were related to the accident. In addition to the past medical expenses, victims can also seek compensation for future medical expenses. This is called special damages. It is a portion of the overall settlement amount paid to the victim. Our lawyers will work with your medical professionals to create an appropriate medically sound treatment plan for you. We'll also consider any prescription medication needed for your treatment, and any home or medical equipment required to accommodate an injury. However, future medical expenses aren't easy to prove without evidence that the injury will have a an effect on your quality of life. This is why it's important to choose a knowledgeable personal injury lawyer who is aware of the importance of accurately calculating future medical expenses. Contact PKSD today to learn more about our experience with obtaining compensation for victims of serious accidents. Lost wages Loss wages are a part of the economic damage that comes with compensation for injury claims. These losses are the amount of earnings would have been had you not suffered an injury that prevented you from working. These losses include overtime, seasonal income, and other earnings that you would have earned. An award for the loss of wages is meant to put you back in the financial situation you were in prior to the accident. In the majority of cases, an insurance company will calculate your lost wages according to the hourly rate you earn as well as the number hours you missed due to the accident. This is especially applicable to workers who are paid by the hour. It is important to prove, when you file an claim for lost wages that your injuries caused you to be unable to work. To prove this, you must provide an official medical note detailing the severity of your injuries and how they impacted your ability to work. This is also backed with a copy of your pay tax returns or stubs. Additionally, you may be eligible to receive compensation for the value of the sick and vacation days you took to recover from your injury. These days usually amount to about the same as a day's pay. In certain situations, your injuries may be permanent and restrict your ability to work in the future. If your injuries are permanent you can claim compensation for your loss of earning capacity. A reduced earning capacity is typically determined by a doctor. An experienced attorney can help you determine the value of your diminished earnings capacity. They can assist you to gather documentation of your losses and injuries and then submit them to the insurance company to ensure you are awarded the maximum amount possible for your case. Pain and suffering The pain and suffering category is a type of damage that can't be measured in the same way as medical bills or lost wages. It's subjective and difficult to quantify, however it's an essential element of any personal injuries case. This is because the damages covered aren't immediately apparent, such as mental distress, emotional distress and anxiety. The most important thing when proving pain and suffering is evidence that is reliable. This could include prescription records that show the type and dosages of pain medications and notes from medical professionals or other doctors about how the accident affected your life, as well as photographs of your injuries, such a broken bone, scars, or other marks. It is also essential to be forthcoming with your lawyer about how much pain and suffering you have endured and how it has negatively affected your life. There are a couple different methods to determine the amount of suffering and pain you should be compensated for. The multiplier method is one way to calculate the amount of pain and suffering you should be compensated for. You add up your economic losses and then multiply this amount by a factor that ranges from 1.5-5. Per diem is a different method which allows you to receive an amount that is fixed every day from the time your accident occurred until you have reached your maximum medical improvement. The most important thing to remember is that it is the responsibility of the jury to decide how the extent of your pain and suffering is worth. It can be difficult to determine an amount of money on this kind of non-economic damage, so the jury will take their time to consider the impact that your accident had on you and your life quality. Long Beach injury attorney to property caused by a fire Depending on the severity of your injuries, it could take some time to prepare your case for trial. Your lawyer must collect all your medical bills that include hospital stays, surgeries, doctor visits and physical therapy sessions, as well as prescription drugs. Your personal injury lawyer may be able to recover these costs in your settlement even if you're still paying for your health insurance. Damages to property are a different type of compensation that is available to accident victims. They are awarded to cover costs related to any damage or destruction caused by the negligence of a third party. This could be the destruction of property such as your car or your home or personal property such as a phone or jewellery. Damages to property claims could be part of an injury claim that is larger or could be the object of their own lawsuit. General damages cover the cost of pain and suffering. Compensatory damages are meant to put the victim in the same situation as if their injuries never occurred. These are often hard to quantify, and can range from the small amount of a few thousand dollars for small cases, to millions of dollars for severe injuries or disabilities. Punitive damages are designed to penalize the defendant and prevent them from repeating the same error in the future. They are rare and reserved for the most outrageous or malicious of actions. Although they're not available in every personal injury claim it is important to assess your case and consider every possible form of possibilities for compensation. If you've been injured, get in touch with a New York personal injury law firm to discuss your options. They can assist you in filing all the appropriate paperwork, within the applicable statute of limitations. Damages for emotional distress Emotional distress is a part of pain and suffering, but it can be difficult to prove. Victims can suffer from anxiety, fear, sleep loss, depression and embarrassment following a serious accident. Stress and emotional distress can be associated with a loss of enjoyment of life. This can include things like a fear of driving after a car accident or the inability to work due to a physical injury that triggers severe headaches. The court will examine the specifics of your case to determine much compensation you may be entitled to for emotional stress. Your lawyer can assist you gather the evidence to prove your claim. This can include medical and psychiatric reports, photos of the scene of the accident, journal entries on what you felt like after the accident and other evidence that is relevant to your claim. If the incident was particularly painful, you may want to file a claim for intentional infliction. This is a less well-known type of noneconomic damages and it requires proof that the defendant's actions were grossly negligent or intended to cause you mental suffering and physical harm. These claims are legitimate and are remunerated just like any other kind of economic or physical damage. Having the right lawyer on your side can be the difference when it comes to winning your case and getting the financial support you need. If you believe you have been injured due to negligence by someone else, it's important to consult with an experienced injury lawyer.